Dan was a 52-year-old handyman who worked odd jobs and did not carry insurance

Case Scenario 1: In 2012, Dan was a 52-year-old handyman who worked odd jobs and did not carry insurance. He earned more than 150% of the poverty level so didn’t qualify for public health coverage, yet he could not afford to pay the high medical premiums insurance companies charged people with pre-existing conditions. One day, Dan fell from a ladder while working on a project. He did not seek medical attention despite severe back pain because he could not afford to pay medical bills. After that accident, he experienced chronic shooting pain down his leg. He did not take medication for the pain because he could not afford the doctor’s visit or the cost of the prescription. Because of the pain, Dan was frequently unable to work and struggled to pay his rent and buy food. Question 1: How does this scenario exemplify the health impact of health-care inequality faced by the poor and uninsured as described in the assigned reading? Question 2: Evaluate the indirect costs of the uninsured to society as a whole likely to arise in this scenario.

 

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